Motor Insurance Quotes – Are Motor Insurance Quotes Legally Binding?

Q: Are the motor insurance quotes I receive from insurance companies binding? If so for how long?

A: The answer to that is yes and no. Let us explain. If you receive motor insurance quotes from an insurance company – then that is the price they are going to charge you. However, they are not legally bound to quote you the same price if you call them back three days later.

It is likely you will receive the same quote from the same company provided there were no incidents from when you first received the quote, but just because it is likely doesn’t mean that the company is bound to stand to by the earlier quote.

A good way to find out how long the quoted rate is good for is to ask the agent or representative who is giving you the quote. Be wary of a hard sell at this point however as the agent is going to realize you will be requesting quotes from other companies.

Motor insurance quotes are liable to change suddenly due to market changes, new insurance legislation, or a driving offense that may have occurred. To avoid this we recommend doing all of your insurance shopping over a one or two day span. This will ensure you get the price that was quoted to you.

Lastly, we strongly recommend that you take comparison shopping seriously when it comes to finding the best deal on auto insurance. While it may sound like common sense, there are many drivers who don’t take the time to compare quotes from different companies and end up overpaying for their coverage as a result.

Bridge Jewelry – Artisan Jewelry

Jewelry is more than an accessory; it can be a promise, a remembrance, a statement or a frivolous decoration. Fine jewelry, Bridge jewelry and Fashion Jewelry are all types of jewelry that allow you to have a variety of choices to add to your collection and create your look. The terms Bridge jewelry and Artisan jewelry are sometimes used as if they are synonymous. We will explore this assumption and discover that Bridge jewelry and Artisan jewelry can be the same thing, but are not always the same.

Fine jewelry uses at least 14 kt. Gold or other precious metals along with precious gems like diamonds, sapphires, rubies or emeralds. Fine jewelry can be mass-produced or artisan-made one-of-a-kind pieces or limited-edition. It can be found in fine jewelry stores or in galleries. It commands the highest prices and holds value very well.

Fashion jewelry can also be artisan-made or mass produced. Materials used in the designs are base metals, glass, plastic and other synthetics. This jewelry may also be made of shell, wood and other organic materials. Fashion jewelry is available in craft shows, department stores, discount stores, drug stores and even flea markets. Prices on Fashion jewelry tend to be the most affordable of all jewelry. Its value is in its usability and the addition to your wardrobe.

Bridge jewelry is called that because it is the bridge between Fine jewelry and Fashion jewelry. It may use vermeil, gold filled or silver as the metal and uses semi precious stones such as amethyst, citrine, turquoise, jade, topaz, fresh water pearls, garnet and others. Much Bridge jewelry is artisan-made, but it can also be mass produced. Bridge jewelry is often found in craft shows, galleries and art shows. Prices are in the mid range between Fine jewelry and Fashion jewelry. Depending on the artist and/or materials, this jewelry can be a good investment.

Of course other combinations are found in jewelry. Some designers use precious metals such as 14k gold with amethyst. These pieces are not so easily classified. Price points and materials are the most definitive difference between the categories. Fine jewelry as the most expensive and Fashion jewelry as an inexpensive alternative. Bridge jewelry falls between these two on price.

Bridge jewelry can be a unique and affordable addition to your collection. You may see some familiar names in galleries or fine department stores and begin to recognize them as producers of Bridge jewelry. When you attend an art show, take a special look and you will recognize that much of it is fine artisan-made Bridge jewelry. It can provide you a good value because of the combination of quality materials; creativity and workmanship provided by the designers of these unique one-of-a-kind or limited edition pieces.

What Is A Blog Or What Does Blog Stand For

What is a blog or what does blog stand for are two questions that many internet users still often ask. Well, in short, a blog is basically an online journal whereby a blogger or a contributor to a blog, can digitally note their own thoughts, ideas, opinions and practically anything else that bloggers want people to read about.

Blogs are often called weblogs because after all they are a particular type of website, usually maintained and updated by an individual with regular entries of events, descriptions of situations, personal commentaries or other material such as graphic images or video. Entries are, more often than not, displayed in reverse-chronological order.

Blogs are fluid, interactive platforms for bloggers to get their message across to readers, as opposed to a more static website platform.

There are many resources available on the internet to provide you with blogging tips and information. For instance should you create your blog via a blogging platform such as blogger.com or buy your own domain and set up your blog via a platform such as WordPress. One important aspect of setting up your own blog is that it enables the blogger to create a bond with their readers and to be able to interact with them. It is a great way to make your own thoughts known to others, to pass on valuable information to interested readers, or to create a web presence for your business. The options are numerous.

To achieve this it is advisable for the blogger to include an “About Us” type page, where the blog owner can outline who they are and to disclose the purpose of the blog to their readers.

It goes without saying therefore that, in the main, the blogger needs to know the subject well enough to write regular blog posts. I say “in the main” because the flexibility of a blog will allow the blogger to write a post inviting their readers to comment on a subject that is not so well known by the blogger.

This approach will further enhance the bloggers bond with the readers and will provide more, fresh unique content to their blog.

As mentioned above, blog posts need to be made on a regular basis, but not too regular if the quality of the blog posts are of a poor quality. For instance it is better to post just one really informative, quality blog post every 2 or 3 days rather than several flimsy posts on a daily basis. In short it is the quality of the post rather than the quantity. Posting poor quality posts too often will drive your readers away.

Very often forgotten by bloggers is the need to include tags in their blog posts. Tags let you target your posts into different categories, which can then be searched by readers. For each of your posts you should be looking to have two or three tags. Make use of tags correctly. For example, ensure you use the same words for similar posts but don’t give posts too many tags, as this tends to clog up categories.

Don’t have too many widgets and/or images on your blog to the extent that it slows down the loading of your blog. Readers will exit very quickly if the blog takes too long to load.

Always remember as well that blogs and blog posting should be enjoyable. It is not like writing articles for article directories. A blog post should be written more like your own experiences rather than a regurgitation of a load of researched facts. For instance, one of my passions is football. If I was posting a blog post on a football match then I would write it based on my own experiences of attending a football match rather than spout a load of facts about what a football match is – rules, the time a match lasts for etc.

The flexibility of a blog enables the blogger to get their message across and to take on board any responses or feedback from their readers. It doesn’t take that long to set up a blog – again there are many tips and guidelines available on the internet.

On a more administrative level, if you do set up your own blog, don’t forget to include a “Contact Us” and a “Privacy Policy” page as a bare minimum.

Try blogging, you will find it to be both enjoyable and rewarding.

6 Things You Must Consider Before a Canadian Motorcycle Ride

If you plan to cruise the highways and drive a motorcycle in Canada the following information will be useful to consider both for your own safety, and for your own piece of mind.

Canadian Highways and Rural Roadways

Whether you decide to rent a motorcycle or drive your own, Canada has a massive system of well managed city streets and highways which will bring you just about anywhere you want to go.

The main highway through Canada is the Trans-Canada Highway, which goes coast to coast. The distance from the east coast to the west coast is about 8000 km or around 4,900 miles. You could go on a Canadian motorcycle ride for weeks and never get to see everything.

Motorcycle Rentals

Renting a motorcycle in Canada may be something you want to consider. Canada has several motorcycle rental companies found near the major cities and towns. Rates vary depending on the season, type of motorcycle and length of rental. The minimum age to rent a vehicle in Canada is usually anywhere from 21-25 years old. If you plan to travel through the western provinces on your motorcycle you might want to look into the many popular tourist attractions, and the great roads to travel.

In order to rent in most cases you will need to have a major credit card. Requirements may vary from each province. Be sure to reserve your motorcycle ahead of time during peak travel times, which are usually from mid May to November.

Camping With Your Motorcycle

Most Canadian provincial and national parks, private campgrounds and other conservation areas allow you to camp with your motorcycle.

All of the Canadian provinces have a government agency that is responsible for tourism. You should check their websites or call for information to get get maps, and possible promotional offers, and maybe even some more Canadian motorcycle information. If you plan to stay in a campground near a popular park like Banff, Whistler, and Fundy National Park you should book in advance.

Driving Laws- Canadian Motorcycle Driving

In Canada the road laws are very similar to the rules in most US states. Most road safety laws and regulations are determined at the provincial and territorial level, so make sure you know the particular rules for the province you plan to be visiting. One rule for motorcyclists throughout all Canadian Provinces is that you must wear a motorcycle helmet if you are driving a motorcycle in Canada.

Other things to consider while driving through all the Canadian provinces on a motorcycle are that you are allowed to make a right turn on red lights in most cities through the country after coming to a complete stop. Be careful because because in some areas of Quebec you are not allowed to do this. For more information, check with the Government of Quebec's website.

In all Canadian provinces pedestrians have the right-of-way and you must yield to pedestrians at crosswalks. The speed limit on the most rural highways is usually around 90-100 km / hr or about 55-65 mph. Speed ‚Äč‚Äčlimits are enforced primarily by the RCMP in rural areas, and municipal police in most major cities throughout Canada.

If you are rolled over by a police officer you must provide proof of insurance, driver's license and registration.

Weather

Many people who are not from Canada picture the country as having vast piles of snow and snowmobiles as the main mode of transportation. Nothing could be more false. In most provinces you can ride a motorcycle 8-9 months out of the year. In Vancouver British Columbia and other western cities and towns, people drive year round. The summer months can get very humid in Canada, and there are many Canadian motorcycle events held across the country on an annual basis.

Motorcycle Insurance Canada, Driver's License and Permit

If you plan a ride a motorcycle through Canada and you are from the United States., Your driver's license is valid in Canada. Be sure to bring proof of motorcycle insurance by talking to your insurance company for a free Non-resident Inter Provincial Motor Vehicle Liability Insurance Card before you leave, or carry your policy itself.

If you're driving a borrowed motorcycle, you should bring a letter signed by the owner that says you are allowed. Also for a rented motorcycle, carry a copy of the rental contract.